Early money advice is best advice (posted by Jude Howson)
In Scotland last year over 10,000 people entered a formal personal insolvency process. Both Sequestration and Trust Deeds are formal insolvency processes in Scotland which allow individuals to write off some of their debts.

Worried about your interest only mortgage approaching maturity? (posted by Jude Howson)
There are 1.67 million full interest-only and part capital repayment mortgage accounts outstanding in the UK; this may point to many families in the UK being unable to repay the borrowing at the end of the mortgage term.

Are you suffering from debt related anxiety and stress? (posted by Jude Howson)
Money worries can escalate as a result of sudden redundancy or ill health. It can lead to stress and then spiral into deeper mental health issues. A blog by Jude Howson explores how to cope at such a difficult time and where to get help.