Rising levels of debt in the UK and Scotland (posted by Sarah Thomson)
Research has shown that people living with debts may suffer a range of mental health problems, including depression and stress. People living in Scotland had almost 10% more debts than the average for the UK.

Early money advice is best advice (posted by Jude Howson)
In Scotland last year over 10,000 people entered a formal personal insolvency process. Both Sequestration and Trust Deeds are formal insolvency processes in Scotland which allow individuals to write off some of their debts.

Worried about your interest only mortgage approaching maturity? (posted by Jude Howson)
There are 1.67 million full interest-only and part capital repayment mortgage accounts outstanding in the UK; this may point to many families in the UK being unable to repay the borrowing at the end of the mortgage term.