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Rising levels of debt in the UK and Scotland (posted by Sarah Thomson)
Research has shown that people living with debts may suffer a range of mental health problems, including depression and stress. People living in Scotland had almost 10% more debts than the average for the UK.

Early money advice is best advice (posted by Jude Howson)
In Scotland last year over 10,000 people entered a formal personal insolvency process. Both Sequestration and Trust Deeds are formal insolvency processes in Scotland which allow individuals to write off some of their debts.